Insurance Blog

Please read and comment on our blog about a wide variety of insurance topics. Please feel free to ask us any questions.


June 23rd, 2016 by Dershimer Insurance Agency


Essentially any firework that flies, lifts off or explodes is prohibited in Florida (unless used in agriculture or mining). This means that Roman candles, M80s, rockets, firecrackers and multiple tube devices are not legal for the purposes of Fourth of July entertainment! What’s left, you say? Sparklers, fireworks that emit smoke or things that burn […] The post APPROVED FLORIDA FIREWORKS appeared first on Olympus Insurance.... Read Article


Over the July 4th weekend in 2015, six people died, two NFL players lost fingers and a teen lost a hand and injured his eye from fireworks. According to the Consumer Product Safety Commission (CPSC), in 2014, the most injured body parts from fireworks were as follows: 36% Hands and fingers 19% Eyes 19% Heads, faces and […] The post JULY 4TH SAFETY – RISK BY THE NUMBERS... Read Article


While you may not be able to control your neighbor’s (or crazy uncle’s) choice of 4th of July celebrations and fireworks, you can prepare your property for potential exposure and risk. – Remove limbs and debris from your property that could become fodder for a fire. – Remove dead leaves, pine needles, twigs and other matter from […] The post JULY 4TH SAFETY – PROTECT YOUR PROPERTY appeared... Read Article


Fireworks are risky business for property! Our agents are happy to address your questions about coverage for damage to your home from the use of fireworks. We can also remind you of your liability and medical coverages for injuries that take place on your property or destruction to other nearby property. As an insured, it […] The post JULY 4TH SAFETY – CHECK YOUR COVERAGES appeared... Read Article

The thief in contractor’s clothing

  Florida’s floodwaters of scams and law suits Abuse of a legal tool called “Assignment of Benefits” or AOB is plunging homeowners into a nightmare of trouble, but it also threatens the survival of trustworthy contractors. Bubba Ryan, President and CEO of Rytech water restoration, was among the many voices urging Florida legislators for AOB […] The post The thief in contractor’s clothing appeared first on... Read Article