Does My Homeowners Insurance Cover Internal Damage?
Posted: June 18, 2019
Does My Homeowners Insurance Cover Internal Damage?When they think of homeowners insurance, many people have fires, storms, and natural disasters in mind. But what about internal damage, such as water leaks and mold? Are these problems covered? Your policy is likely to cover certain types of internal damage, but not all. Our knowledgeable agency will be happy to review your homeowners insurance policy and ensure you are covered for any eventuality....
Understanding Opening Protection and Wind Mitigation
Posted: June 10, 2019
Does your Florida homeowners insurance policy mention opening protection? This section of your policy details whether or not your home is deemed to be properly protected in case of a severe weather event, and can also be subject to discounts if you’ve taken steps to mitigate risk. What is opening protection? Opening protection language in […] The post Understanding Opening Protection and Wind Mitigation appeared...
How Risk Mitigation Can Positively Affect Your Homeowners Insurance Premiums
Posted: June 5, 2019
The price Floridians pay for homeowners insurance varies depending on many different factors. Your home’s location, age and market value can all affect your premiums. So can your choice of insurance carrier, the amounts of your deductibles, and whether or not you carry supplemental policies (endorsements). Insurers will also consider your credit score and home […] The post How Risk Mitigation Can Positively Affect Your...
Protecting Your Home During Thunderstorms
Posted: May 27, 2019
Protecting Your Home During ThunderstormsHeavy thunderstorms can wreak havoc on a home. The following tips can help protect your property if you live in an area where storms frequently occur. Trim or Remove Trees Storms can snap off tree branches, which can damage your home or detached structures. Get your trees trimmed before the stormy season and cut down any trees that are unwanted. Unless you are confident you...
Will Homeowners Insurance Cover My Driveway, Shed, Or Other Structure?
Posted: May 13, 2019
Will Homeowners Insurance Cover My Driveway, Shed, Or Other Structure?Homeowners insurance is not one-size-fits all. Policies can be custom-tailored to suit individual needs. However, the majority of homeowners insurance policies include coverage for other structures on the property to help repair or replace structures that have been damaged by a covered risk. What Is Homeowners Insurance? Homeowners insurance is a policy purchased by a homeowner and consisting of coverages to replace or repair the...