Your Local Winter Haven, Haines City, and Margate Independent Insurance Agency

Dershimer Insurance Agency specializes in auto, home, mobile home, life, and business insurance.

Since 1977, the Dershimer Insurance Agency has focused on your insurance needs at every stage of your life. As an independent agency, we partner with many top rated insurance carriers to find the right company at the best price for your individual needs. When you’re looking for a second opinion regarding coverage, cost, or any insurance concerns contact Dershimer Insurance Agency. We are a full service independent insurance agency providing auto insurance, home insurance, business insurance, boat insurance, RV insurance, umbrella insurance, life and health advice and coverage for the things that matter most to you and your family.

We are Independent Agents, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Dershimer Insurance Agency represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.
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Auto Insurance

Paying too much for auto insurance? With our flexible coverage options and expert service, you’ll know your vehicle is getting the best protection.
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Home Insurance

Your home is your greatest investment, but you shouldn’t have to break the bank to insure it. Find out how much we can save you on your policy.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about insurance needs. Let us find the best coverage at the best rates for you.
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Recent News & Updates

What Does Contractors Insurance Not Include?

Posted: May 19, 2020

Every contractor needs a commercial general liability insurance policy to protect company assets and reduce liability risks. Commonly known as contractors insurance, a construction general liability policy can protect your contracting business against liability for injuries, accidents, and property damage. Proof of this type of insurance is required for many jobs for both contractors and subcontractors. What Kinds of Coverage Does Contractors Insurance Provide? A...

Tips For Maintaining An Older Car

Posted: May 16, 2020

More people are keeping their cars longer. The older a vehicle, the more likely it is to be paid off, plus you may get lower auto insurance premiums on higher mileage vehicles. Treating an older car right with proper maintenance can help extend its useful life. The following are some tips for maintaining an older vehicle. Follow The Manufacturer’s Recommended Maintenance Schedule Your user’s manual...

Insurance Coverage For Churches

Posted: May 4, 2020

Like anyone else today, churches need insurance to protect their assets. They face many of the same risks as for-profit businesses, and they also have their own unique risks. As non-profit organizations, churches need certain types of coverage to help manage the risk of unforeseen events. Nonprofit Insurance For Churches Your church insurance package may include the following types of coverage: Business property insurance: Churches...

Understanding Your Personal Umbrella Policy

Posted: May 1, 2020

A personal umbrella insurance policy will provide extra coverage for you and your assets. It can kick in when other insurance coverage is not enough, but it is not a catch-all policy designed to cover everything. Personal umbrella insurance provides two basic types of coverage – liability and defense costs. What Is Personal Umbrella Coverage? An umbrella policy can cover what primary insurance excludes or...

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