Your Local Winter Haven, Haines City, and Margate Independent Insurance Agency

Dershimer Insurance Agency specializes in auto, home, mobile home, life, and business insurance.

Since 1977, the Dershimer Insurance Agency has focused on your insurance needs at every stage of your life. As an independent agency, we partner with many top rated insurance carriers to find the right company at the best price for your individual needs. When you’re looking for a second opinion regarding coverage, cost, or any insurance concerns contact Dershimer Insurance Agency. We are a full service independent insurance agency providing auto insurance, home insurance, business insurance, boat insurance, RV insurance, umbrella insurance, life and health advice and coverage for the things that matter most to you and your family.

We are Independent Agents, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Dershimer Insurance Agency represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.
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Auto Insurance

Paying too much for auto insurance? With our flexible coverage options and expert service, you’ll know your vehicle is getting the best protection.
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Home Insurance

Your home is your greatest investment, but you shouldn’t have to break the bank to insure it. Find out how much we can save you on your policy.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about insurance needs. Let us find the best coverage at the best rates for you.
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Recent News & Updates

Will My Auto Insurance Cover Me If I Drive Across The U.S. Border?

Posted: August 1, 2020

Your personal auto insurance policy provides protection against liability, bodily injury, and property damage in case you are involved in an accident in the U.S. But what happens if your travels take you into Canada, Mexico, or beyond? Are you still covered once you cross the U.S. border? The answer depends on which country you are driving to. Yes, if your trip is to Canada....

Home Renovating During a Pandemic – What You Need to Know

Posted: July 31, 2020

You’ve been spending a lot of time in your home this year, and you may have noticed a few things that could be improved. Find out what home renovation projects are perfect to tackle right now.  Are You Working Remotely? There’s nothing to make you notice little issues with your home like having the whole […] The post Home Renovating During a Pandemic – What...

Buying a Florida Home – What’s Your Damage?

Posted: July 31, 2020

Are you thinking about buying a home in the Sunshine State? Consider carefully that homeowners insurance rates are higher in Florida than in any other state, and know what to look for in a home that could lower your liability. Why are Homeowners Insurance Rates so Much Higher in Florida? There are many reasons you’ll […] The post Buying a Florida Home – What’s Your...

Does Workers’ Comp Cover Work-Related Accidents Outside The Workplace?

Posted: July 19, 2020

Most states in the U.S. require all employers to carry workers’ compensation insurance to cover employees in case of work-related injuries. What if a worker is injured in an accident that occurs at a location other than the job site or workplace? Generally, if the employee was acting in the course of his or her employment when the accident occurred, the incident will be covered...

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