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Your Local Winter Haven, Haines City, and Margate Independent Insurance Agency

Dershimer Insurance Agency specializes in auto, home, mobile home, life, and business insurance.

Since 1977, the Dershimer Insurance Agency has focused on your insurance needs at every stage of your life. As an independent agency, we partner with many top rated insurance carriers to find the right company at the best price for your individual needs. When you’re looking for a second opinion regarding coverage, cost, or any insurance concerns contact Dershimer Insurance Agency. We are a full service independent insurance agency providing auto insurance, home insurance, business insurance, boat insurance, RV insurance, umbrella insurance, life and health advice and coverage for the things that matter most to you and your family.

We are Independent Agents, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Dershimer Insurance Agency represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.

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Recent News & Updates

Do I Need Commercial Property Insurance for A Shared Office?

If you work in a shared office space, it is essential to ensure you are protected against specific risks. If your business operates out of a coworking space, a commercial property insurance policy brings added protections. The office furniture and equipment owned by your business will be expensive to replace if a fire or other disaster occurs. Your commercial property insurance policy covers the cost...

Do I Need Insurance for Undeveloped Property?

If you own undeveloped property, does it need to be protected with a separate insurance policy? The personal insurance section of your homeowners policy may cover vacant land up to a specific limit. If a lawsuit is filed against you for personal injury on the property, the policy limit may be too low. Personal insurance can be purchased separately or is one section of your...

What Does Commercial Umbrella Insurance Cover?

Your business is protected by your business insurance – but is it enough? A commercial umbrella insurance policy provides coverage when a claim exceeds the limits of your other policies. This type of policy is typically quite affordable and offers a critical level of protection against losses from substantial claims or lawsuits.  Do You Need Commercial Umbrella Insurance? A liability claim filed against your business...

Do I Need Boat Insurance for a Non-Motorized Boat?

Depending on where you live, you may not be legally required by the state to carry boat insurance for a non-motorized boat, but that is not the only reason to insure your boat. If you have invested in a sailboat, kayak, canoe, or RIB (rigid inflatable boat), boat insurance will protect your investment if the watercraft is damaged during an accident. It should also protect...

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