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Your Local Winter Haven, Haines City, and Margate Independent Insurance Agency

Dershimer Insurance Agency specializes in auto, home, mobile home, life, and business insurance.

Since 1977, the Dershimer Insurance Agency has focused on your insurance needs at every stage of your life. As an independent agency, we partner with many top rated insurance carriers to find the right company at the best price for your individual needs. When you’re looking for a second opinion regarding coverage, cost, or any insurance concerns contact Dershimer Insurance Agency. We are a full service independent insurance agency providing auto insurance, home insurance, business insurance, boat insurance, RV insurance, umbrella insurance, life and health advice and coverage for the things that matter most to you and your family.

We are Independent Agents, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Dershimer Insurance Agency represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.
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Auto Insurance

Paying too much for auto insurance? With our flexible coverage options and expert service, you’ll know your vehicle is getting the best protection.
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Home Insurance

Your home is your greatest investment, but you shouldn’t have to break the bank to insure it. Find out how much we can save you on your policy.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about insurance needs. Let us find the best coverage at the best rates for you.
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Recent News & Updates

What Makes Hotel and Motel Hospitality Insurance Different from Other Business Insurance?

Posted: January 19, 2021

Hospitality insurance is different from other business insurance because the industry faces a wider range of risks. A hotel or motel business owner’s policy (BOP) should cover property and assets, protect against liability, and keep you in compliance with state and federal regulations for employers. Our knowledgeable agent can custom-tailor a hotel and motel hospitality insurance package that meets your business needs. Liability Coverage for...

Driving Tips for Long Trips

Posted: January 16, 2021

Setting out on the open road can be an exciting adventure, but you need to plan in advance to avoid fatigue and the risk of crashing. The following driving tips can help you maximize the fun and minimize the risks of embarking on a long road trip. Get a Vehicle Checkup  Before a trip, make sure your car is in good operating condition. At a...

Beginner's Guide to Commercial Auto Insurance

Posted: January 9, 2021

Are you using company-owned vehicles to conduct business? You might need to consider getting commercial auto insurance. For those who are new to the game, this may be a confusing subject. You know you need coverage, but may not be clear on what kind or how much. Our knowledgeable agent can help ensure you have the specific coverage you need for your unique operations. The...

If A Contractor Damages My Home, Whose Insurance Covers It?

Posted: January 8, 2021

Homeowners insurance is designed to provide you with financial protection from loss due to theft, disasters, and accidents. But what happens if a contractor causes damage to your home? In this case, your homeowners insurance may help cover the cost of repairs, but will likely seek reimbursement through the contractor’s general liability insurance.  Damage to Your Home From an Accident Caused by a Contractor Although...

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