Insurance Blog

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November 22nd, 2017 by Dershimer Insurance Agency

Five Homeowners Insurance Discounts You May Qualify For 

  With Florida homeowners insurance premiums being the most expensive in the nation (and continuing to rise), finding ways to save money without compromising comprehensive coverage can be a challenge. Fortunately, there are many ways you can qualify for homeowners insurance discounts in Florida.  Most discounts are offered by insurance carriers due to their ability to mitigate risk – in other words, […] The post Five Homeowners Insurance Discounts You May Qualify... Read Article

Does Your Homeowners Insurance Policy Cover These 5 Claims?

Florida homeowners insurance rates keep rising – thanks to hurricanes, sinkholes, and rampant home insurance fraud, homeowners insurance in Florida is more expensive than in any other state (according to the Insurance Information Institute.)  What the standard homeowners (HO3) policy covers has also undergone some changes. Your previous policy may have provided coverage that is not included in your new […] The post Does Your Homeowners Insurance Policy Cover These... Read Article

5 Things Your Homeowners Insurance Claims Adjuster Wants You to Know

Homeowners insurance is designed to help protect you, your home, and your personal property. According to the Insurance Information Institute, 1 out of every 15 insured homeowners files an insurance claim each year. Here are five things your claims adjuster wants you to know before that happens.    Know what your policy covers, and what it does not  […] The post 5 Things Your Homeowners Insurance Claims Adjuster... Read Article

5 Questions to Ask Yourself when Renewing your Homeowners Insurance

When the time comes to renew your homeowners insurance policy, you have the opportunity to ask yourself some questions first. Considering potential changes to your home insurance needs can help ensure you get the policy, the coverage, and the premiums you deserve.  Before renewing your Florida homeowners insurance policy, look at any alterations to your home over the past year, and any personal property you may have acquired. Asking […] The post 5 Questions to Ask Yourself when Renewing... Read Article

The Difference Between Homeowners Insurance and a Home Warranty

Owning a home means a lot of responsibility – when something goes wrong, you are on the hook for repairs. If you have a new home, you may also have a home warranty – but what a warranty covers and what homeowners insurance covers are two very different things.  Home Warranty Coverage  According to the Federal Trade Commission’s […] The post The Difference Between Homeowners Insurance and a... Read Article