Insurance Blog

Please read and comment on our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

 

April 2nd, 2018 by Dershimer Insurance Agency

5 Things Floridians Should Know About Endorsements 

Standard homeowners insurance policies can cover a wide range of things, from the structure of the home itself to various attached buildings on the property and personal belongings on the premises. However, in some cases the value of personal property in the home may exceed the limits of your policy coverage. In such cases, an endorsement […] The post 5 Things Floridians Should Know About Endorsements ... Read Article

5 Things Floridians Should Know about Leakage / Seepage Water Damage

Leakage / seepage water damage is the cause of most non-weather-related homeowners insurance claims in the state of Florida. It’s also one of the most likely types of claim to be associated with fraud. Coverage for hidden water damage has changed significantly over the years, and different insurance carriers handle these types of claims in various ways.  What Is […] The post 5 Things Floridians Should Know about Leakage... Read Article

5 Things Floridians Should Know about Flood Insurance 

Flood risk across the continental U.S. is concentrated along coastlines, and no state has more vulnerable beachfront miles than Florida. The Sunshine State boasts over 1300 miles of coastline, making it the perfect place for sun and sand – and flood. With a population of nearly 21 million people, that’s a lot of homes at […] The post 5 Things Floridians Should Know about Flood... Read Article

5 Things Floridians Should Know About Homeowners Insurance

Out of the fifty states, Florida stands third in population, is the nation’s top tourist destination, and has the highest homeowners insurance rates in the country. What is so different about Florida compared to other states when it comes to homeowners insurance?  Florida Homes are Extremely Vulnerable to Storm Damage  Florida’s “highest elevation” is the lowest high point of all the states, […] The post 5 Things Floridians Should Know About Homeowners... Read Article

Considering Homeowners Insurance Implications when Buying a Florida Home

Homebuyers in Florida have a laundry list of things to consider when looking for their dream home. Access to shopping, restaurants, and attractions; good school districts, beach proximity and even the travel time to the nearest hospital can all be factors. The house’s appearance, amenities, size, and layout are also things to consider.   However, homebuyers may […] The post Considering Homeowners Insurance Implications when Buying a... Read Article