Insurance Blog

Please read and comment on our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

 

Liquor Liability Insurance Vs. Brewery/Vineyard/Distillery Insurance

Both the popularity and number of craft breweries, vineyards, wineries, and distilleries are on the rise in the U.S. However, these types of businesses can have complicated insurance needs. Any establishment that has a tasting room or serves alcohol needs liquor liability insurance, but that is only the beginning of the coverage you may need. Our knowledgeable agent can help ensure you have the right...

Do I Need To Insure My Boat During The Winter When I’m Not Using It?

If you own a boat, you are not alone if you are wondering why you need boat insurance year round when you are only using your boat in the warmer months. In fact, some boat owners cancel their boat insurance after every boating season to save on premiums. However, this can actually be more costly in the long run. The following are some good reasons...

Has Your Insurance Agent Talked to You About Additional Coverages?

This month is all about homeowners insurance agents. Does your insurance policy need an endorsement for extra coverage? This is the third in our insurance agent series. This week we’re looking at your additional coverages. Has your agent talked to you about endorsements or supplemental policies? Do you need additional coverage to adequately protect your […] The post Has Your Insurance Agent Talked to You...

Does Your Insurance Agent Review Your Coverage Needs Annually?

November is all about homeowners insurance agents. Are you sitting down with yours annually for a review? This is the second in our insurance agent series. This week we’re looking at your renewal. Does your agency have a process in place for gathering updated information from you at renewal?   When your homeowners insurance policy (HO3) […] The post Does Your Insurance Agent Review Your Coverage...

Cargo Insurance Vs. Wholesalers & Distributors Insurance

Cargo insurance is not the same thing as wholesalers and distributors insurance. If your business is a wholesaler or distributor that ships cargo, you may need both types of insurance. Our experienced agent can review your business policies with you to help ensure you have the coverage you need at the best price for you. What Is Cargo Insurance? Cargo insurance provides protection against risks...