Insurance Blog

Please read and comment on our blog about a wide variety of insurance topics. Please feel free to ask us any questions.


June 10th, 2019 by Dershimer Insurance Agency

Understanding Opening Protection and Wind Mitigation

Does your Florida homeowners insurance policy mention opening protection? This section of your policy details whether or not your home is deemed to be properly protected in case of a severe weather event, and can also be subject to discounts if you’ve taken steps to mitigate risk. What is opening protection? Opening protection language in […] The post Understanding Opening Protection and Wind Mitigation appeared... Read Article

Surety Bonds Vs. Professional Liability (Errors & Omissions) Insurance

Surety bonds are a useful service, but not the same thing as professional liability insurance, also known as errors and omissions (E&O) insurance. You may need both surety bonds and professional liability insurance to safeguard your business. What Are Surety Bonds? A surety bond is a contract between three or more parties, issued by a surety company on behalf of a party known as the... Read Article

How Risk Mitigation Can Positively Affect Your Homeowners Insurance Premiums

The price Floridians pay for homeowners insurance varies depending on many different factors. Your home’s location, age and market value can all affect your premiums. So can your choice of insurance carrier, the amounts of your deductibles, and whether or not you carry supplemental policies (endorsements).  Insurers will also consider your credit score and home […] The post How Risk Mitigation Can Positively Affect Your... Read Article

Driving Safely In Inclement Weather

The arrival of spring means a long break from icy, snow-packed roads and winter driving conditions. Although snow and ice may not be a problem during the warmer months, inclement weather can still cause hazardous driving conditions. High winds and heavy rains are common in the spring, and peak tornado season is during the spring and summer. Weather Hazards In The Spring and Summer During... Read Article

Hurricane Season Prep 2019, Part 5: Evacuation

When a catastrophic weather event hits the Florida coast, it’s all hands on deck as communities pull together to weather the storm and recover from the aftermath. Being prepared can make all of the difference in your experience of such an event. This blog series from Olympus Insurance has been geared toward helping you think […] The post Hurricane Season Prep 2019, Part 5: Evacuation... Read Article