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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Mitigating Security Risks for Peace of Mind this Summer

Summertime in Florida can be a time for family fun – school is out, vacation plans can be made, and lazy days spent at the beach or by the pool. However, summer also brings with it new security risks. Changes in schedules can make your home a target, and an empty house can become vulnerable. […] The post Mitigating Security Risks for Peace of Mind...

Does My Homeowners Insurance Cover Internal Damage?

When they think of homeowners insurance, many people have fires, storms, and natural disasters in mind. But what about internal damage, such as water leaks and mold? Are these problems covered? Your policy is likely to cover certain types of internal damage, but not all. Our knowledgeable agency will be happy to review your homeowners insurance policy and ensure you are covered for any eventuality....

Understanding Opening Protection and Wind Mitigation

Does your Florida homeowners insurance policy mention opening protection? This section of your policy details whether or not your home is deemed to be properly protected in case of a severe weather event, and can also be subject to discounts if you’ve taken steps to mitigate risk. What is opening protection? Opening protection language in […] The post Understanding Opening Protection and Wind Mitigation appeared...

Surety Bonds Vs. Professional Liability (Errors & Omissions) Insurance

Surety bonds are a useful service, but not the same thing as professional liability insurance, also known as errors and omissions (E&O) insurance. You may need both surety bonds and professional liability insurance to safeguard your business. What Are Surety Bonds? A surety bond is a contract between three or more parties, issued by a surety company on behalf of a party known as the...

How Risk Mitigation Can Positively Affect Your Homeowners Insurance Premiums

The price Floridians pay for homeowners insurance varies depending on many different factors. Your home’s location, age and market value can all affect your premiums. So can your choice of insurance carrier, the amounts of your deductibles, and whether or not you carry supplemental policies (endorsements).  Insurers will also consider your credit score and home […] The post How Risk Mitigation Can Positively Affect Your...