Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Higher rates for Florida homeowners insurance?
Posted: March 19, 2016
Prepare to be shocked—and angry We all know that a number of factors affect insurance rates, from high-dollar storm damage to solid underwriting practices that control risk. But the crisis facing Florida’s insurance industry today is fraud—clear, simple, avoidable fraud. A legal tool known as Assignment of Benefits (AOB) is intended to speed repairs with […] The post Higher rates for Florida homeowners insurance? appeared first...
Coverage Check: Is Your Property Protected Against Vandalism?
Posted: March 17, 2016
Coverage Check: Is Your Property Protected Against Vandalism?Vandalism may not be the first issue that comes to mind when you think about your commercial insurance. Unfortunately, this concern is very real and can lead to serious destruction of your property. It is often expensive to repair, and acts such as graffiti can have far-reaching consequences for your business. Why Commercial Property Insurance is Crucial Even a single act of vandalism can directly impact your...
On The Road With Uninsured Motorists
Posted: March 2, 2016
On The Road With Uninsured MotoristsA car accident is a shocking event, even when damages are minimal and there are no serious injuries. But at least the insurance company should pay for your vehicle repairs – if you have the right policy. Thankfully, we know car insurance and we want to help you get the coverage that's best for you before you need it. When the Accident Wasn't Your Fault...
The Value Of Employee Sick Days For Business Owners
Posted: February 17, 2016
The Value Of Employee Sick Days For Business OwnersWhile it can be easy to see how sick days would be beneficial to your employees, they are equally valuable to you as an employer. Taking a day or two off from work affects immediate productivity, but the consequences of employees "toughing it out" and coming to work sick are far greater. Coming to Work Sick: Why Not to Do It When there's a lot to be accomplished...
New Coalition Forms to Stop AOB Abuse—You Can Help!
Posted: February 9, 2016
Fraud is a trickster with many faces, but few things compare to AOB abuse for driving up the cost of homeowners insurance and damaging Florida’s business climate. What is AOB? Very simply, an “Assignment of Benefits” clause enables policyholders to sign over their insurance benefits to a third party like a repair contractor. Florida legalized AOB […] The post New Coalition Forms to Stop AOB Abuse—You...