Category: Homeowners Insurance

Do I Need Tornado Insurance In My Area?

According to the Insurance Information Institute (III), approximately 1,200 tornadoes touch down in the U.S. every year, with wind speeds as high as 300 mph. Peak tornado season is April through June or July. The most severe tornadoes tend to occur in the spring when they strike the Southeast, a more densely populated area than the Great Plains. III states that the South has more...

What Insurance Do I Need To Rent Out My Home On Airbnb?

Airbnb provides up to $1 million in liability insurance to protect its hosts against third-party claims for personal injury or property damage, as stated by the company. However, this coverage is limited to certain types of liability and is subject to certain conditions, limitations, and exclusions. Your homeowners insurance or renters insurance may not provide the additional coverage you need. Our knowledgeable agent will be...

Home Plumbing Checklist: Helping to Prevent Leaks and Water Damage

Want to prevent water leaks in your home? Start with checking your home plumbing – it could be the best way to catch and identify potential problems before a pipe or fitting breaks. When plumbing problems occur, they can do so with a suddenness and severity that causes upheaval in your normal routine. A quarterly […] The post Home Plumbing Checklist: Helping to Prevent Leaks...

How Is Condo Insurance Different From Homeowners Insurance?

Whether the space you live in is a condo or a house, if you own your own home, you need insurance. Property owners are responsible not only for what happens to their property, but also for what happens to visitors on the premises. However, a condo is not the same type of structure as a house, and there are key differences between homeowners insurance and...

6 Things You Should Never Store in Your Garage

To start off the upcoming New Year, Olympus Insurance is presenting our latest Homeowner Insights series on Home Safety. Last article, we covered how to perform a basic home safety audit. This week, we’re asking, “What are you storing in your garage?” Garages are often considered the primary storage place for many household things, but […] The post 6 Things You Should Never Store in...