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Category: Homeowners Insurance

Save Money & Energy By Winterizing Your Home

The winter months are upon us, bringing cold temperatures and adverse weather conditions. You may have already begun preparing for winter by purchasing a new pair of rain boots or a heavy coat, but have you thought about preparing your home? The rain, snow, and ice that are synonymous with winter can cause serious damage to your home, resulting in costly repairs. The unnecessary costs...

How To Tell If Your Roof Needs Replacing

Roofs are one of the parts of the home that tend to cause homeowners the most headaches. How do you know if something is a simple fix or the sign of a serious problem? Many people are wary of calling in the professionals for an issue that seems small, but an unattended leak or structural issue can grow into a major threat to your home....

Is Your Home Ready For The Fall?

For homeowners, each season brings its own unique set of challenges and maintenance tasks, and prevention is always easier and less expensive than repairing something that's broken. As fall approaches, consider protecting your home by taking the time to assess and address any issues in the following areas: Insulation from the cold. As the weather gets colder, poor insulation can be both uncomfortable and expensive,...

Does My Homeowners Insurance Policy Cover Against Animal Damage?

Most homeowner insurance policies include some level of coverage for pet or animal damage, but it is limited to certain situations. These policies do not typically cover damage to your personal property, such as your furniture or other belongings, if they were damaged by your own pet. However, if your pet damages another person's property, you may be covered depending upon the terms of your...

Light The Sky, Not Your House This July 4th

Hamburgers, hotdogs, parades, and fireworks! The 4th of July is a great American holiday, and fireworks are a tradition that many communities enjoy. But first, a word of caution: make sure you light up the sky, and not your home! Fireworks can reach as high as 1,200 degrees Fahrenheit. The National Fire Protection Agency reported an estimated 17,800 structure fires and about $32 million in...